NEVER Buy These Types Of Townhouses In Surrey

Townhouses might seem like the perfect compromise between the space of a detached home and the convenience of a condo, but if you’re not careful, they can quickly turn into a nightmare. From unexpected repair bills to neighbor issues that keep you up at night, buying the wrong townhouse can cost you big time—both financially and emotionally. Today, we’re diving into the 10 biggest mistakes buyers make when purchasing a townhouse, so you can avoid getting stuck in a home that drains your bank account or is nearly impossible to resell.

Let’s jump into it:

1. Low Strata Fees & a Small Contingency Reserve Fund (CRF)

Low strata fees might look appealing at first, but they often hide a bigger problem—an underfunded contingency reserve fund (CRF). The CRF covers major repairs like roof replacements, exterior maintenance, and more. If the fund is low, guess who’s going to be hit with massive bills when something goes wrong? Yep, you. Ideally, the CRF should hold around 25% of the strata’s annual expenses. So, always review this carefully before buying and consult with your realtor. A low reserve fund is a sign of financial trouble ahead, and it’s one of those details many buyers miss—until it’s too late.

2. Upcoming Special Assessments

Special assessments are every townhouse owner’s worst nightmare. These are one-time fees charged to cover major repairs or unexpected expenses when the CRF falls short. To avoid surprise costs, always review the depreciation report, which outlines when big-ticket items (like the roof or windows) will need replacing. If the complex hasn’t saved enough, be prepared for a hefty bill. Missing this crucial step could set you up for financial disaster, as these assessments often come with little warning.

3. No Fenced Yard

A townhouse without a fenced yard might not seem like a big deal until you need to walk your dog every day or worry about kids playing safely outside. A fenced yard adds convenience, security, and even resale value. Plus, it’s a huge selling point if you ever decide to move. Most buyers don’t think about this until it’s too late, so make sure to prioritize it if it fits your lifestyle.

4. Pet Restrictions

Think your furry friend will be welcome in any townhouse complex? Think again. Many strata by-laws have strict pet policies, limiting the size, number, or breed of pets allowed. Before buying, check the by-laws carefully or get confirmation from the strata council in writing. You don’t want to end up in a situation where you have to choose between rehoming your pet or backing out of the purchase.

5. Playground Beside Your Unit

A playground near your unit might sound great if you have kids, but remember—kids are loud, and that noise doesn’t stop when you need some quiet time. Hosting a Zoom meeting or enjoying a peaceful afternoon nap might become impossible with a playground right outside. And if a child gets injured on that playground, the strata could be liable, meaning legal costs might be shared among all owners—including you.

6. Not Enough Visitor Parking

Visitor parking is often overlooked, but it becomes a huge issue once you move in. If the complex doesn’t have enough, your guests might have to park blocks away, which is frustrating, especially during holidays or events. Make sure there’s ample visitor parking to avoid social headaches down the line.

7. Single or Tandem Garage

Single or tandem garages might seem like minor inconveniences, but they can become daily frustrations, especially if you and your partner have different work schedules. If possible, look for a townhouse with a double-wide garage and driveway. This setup makes life easier and is more practical for storage or multiple vehicles.

8. Poor Soundproofing

Poor soundproofing is a deal-breaker. Thin walls can make it feel like you’re living in a fishbowl, constantly hearing your neighbors’ every move. Always check the soundproofing before buying, because dealing with constant noise from next door can wear on you over time.

9. Bad Layouts

Layout matters more than you think—both within your unit and in relation to your neighbors. For example, is your bedroom wall shared with your neighbor’s noisy TV room? Look for townhouses with a wider footprint and fewer floors. Long, vertical layouts with multiple levels are harder to navigate, especially as you age or if you have mobility issues. Plus, wider layouts tend to appeal to more buyers when it’s time to resell.

10. Hidden Costs & Rules

Lastly, hidden costs and unexpected rules can turn townhouse living into a constant headache. Surprise strata fees, maintenance costs, and strange by-laws that limit how you can use your space are all things to watch out for. Be sure to read all strata documents, meeting minutes, and by-laws thoroughly before committing to a purchase. Go back at least two years to see what’s really been going on behind the scenes.


Thinking about buying a townhouse but want to make sure you avoid these costly mistakes? I can help! Whether you’re a first-time buyer or looking to make your next move, I’ll guide you through every step and help you make a confident decision. Schedule a call with me today to discuss your options and get personalized advice tailored to your needs. Click the link below to book your free consultation—let’s make sure your next home is the right one!

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